Active Clients
12
↑ 3 this month
Total Savings Found
$186K
↑ $42K this quarter
Analyses Run
34
↑ 8 this week
Pending Actions
3
Needs attention
Recent Clients
| Client | Type | Savings Found | Status |
|---|---|---|---|
Sarah Johnson W2 · $180K income |
Individual | $24,300 | ✓ Analyzed |
Mike & Lisa Chen LLC · $320K revenue |
Small Biz | $38,750 | ⚡ Review |
David Rodriguez Freelancer · $85K |
Individual | $12,100 | ✓ Analyzed |
TechCraft LLC S-Corp · $780K revenue |
Small Biz | $67,200 | ⚡ Pending |
Patricia Williams W2 + Investments · $240K |
Individual | $18,900 | ✓ Analyzed |
🤖 AI Insights
Recent Activity
Analysis complete · Sarah Johnson
4 strategies · $24,300 savings found
2 hours ago
Email sent · Mike Chen
S-Corp conversion strategy delivered
Yesterday
Return uploaded · TechCraft LLC
1040, K-1, Schedule C ready for analysis
Yesterday
| Client | Entity | Income / Revenue | Returns | Savings Found | Status | |
|---|---|---|---|---|---|---|
Sarah Johnson sarah.j@email.com |
W2 Individual | $180,000 | 1040, Sch D | $24,300 | Analyzed | |
Mike & Lisa Chen mike.chen@techco.com |
LLC | $320,000 | 1065, K-1 | $38,750 | Review Needed | |
David Rodriguez drodriguez@freelance.com |
Sole Prop | $85,000 | 1040, Sch C | $12,100 | Analyzed | |
TechCraft LLC cfo@techcraft.io |
S-Corp | $780,000 | 1120-S, W-2 | $67,200 | Pending | |
Patricia Williams pat.w@corp.com |
W2 + Investments | $240,000 | 1040, 1099-B | $18,900 | Analyzed | |
Rivera Family Trust trust@riverafamily.com |
Trust | $520,000 | No Return | — | Not Started |
SJ
Sarah Johnson
W2 Individual · $180,000 gross income · Tax Year 2025
✓ Analysis Complete
1040 Filed
Schedule D
⚡ 2 Actions Pending
$24,300
Total Savings
4
Strategies
13.5%
Effective Rate
Tax Strategies
AI Analysis
Documents
History
⭐ Highest Impact
Maximize 401(k) Contribution
Sarah contributed $12,000 last year but can contribute up to $23,000. Increasing contributions reduces taxable income immediately.
$4,840
annual tax savings
Effort: Easy · 1 week to implement
Home Office Deduction
Sarah works remotely 3 days/week. Her dedicated home office (180 sq ft) qualifies under regular/exclusive use rules.
$4,800
annual deduction value
Effort: Easy · Track sq footage
HSA Contribution
Sarah has an HSA-eligible health plan but contributed $0 last year. Triple tax advantage: deductible, grows tax-free, tax-free withdrawal.
$3,860
annual tax savings
Effort: Easy · Set up HSA account
Tax-Loss Harvesting
Her brokerage account has $31,200 in unrealized losses in 3 positions. Harvesting offsets $31,200 of capital gains from other sales.
$4,680
capital gains offset
Effort: Moderate · Before Dec 31
Total Identified Savings: $24,300/year
Effective rate drops from 13.5% → 9.8% when all strategies are applied
Client Information
Personal Details
Income & Business
Upload Tax Documents
Upload Prior Year Tax Return
1040, 1120-S, 1065, Schedule C/D/E
PDF, images accepted · AI reads and analyzes automatically
PDF, images accepted · AI reads and analyzes automatically
Upload Supporting Docs
W-2, 1099s, K-1s, brokerage statements
Or Send Client a Link
Savings by Client (2025)
Strategy Breakdown
Analysis Queue
3 pending
| Client | Documents | Status | Savings Found | Action |
|---|---|---|---|---|
Sarah Johnson |
1040, Sch D, W-2 | ✓ Complete | $24,300 | |
Mike & Lisa Chen |
1065, K-1 | ⚡ Needs Review | $38,750 | |
TechCraft LLC |
1120-S, W-2 | 🔄 Processing | Analyzing… |
Tax Strategy Report · Confidential
Sarah Johnson
Prepared April 22, 2026 · Tax Year 2025 · James Davidson, CPA
Total Annual Tax Savings
$24,300
Effective rate: 13.5% → 9.8%
5-Year Value
$142,800
Tax savings + deferred growth
Strategies Identified
4
All immediately actionable
Current vs. Optimized Tax
| Item | Current | Optimized | Savings |
|---|---|---|---|
| Gross Income | $180,000 | $180,000 | — |
| 401(k) Contribution | $12,000 | $23,000 | –$11,000 |
| HSA Contribution | $0 | $4,150 | –$4,150 |
| Home Office Deduction | $0 | $4,800 | –$4,800 |
| Capital Gains Offset | $42,000 | $10,800 | –$31,200 |
| Taxable Income | $180,000 | $155,700 | –$24,300 |
| Federal Tax Owed | $34,480 | $24,180 | $10,300 |
Projected Savings Over Time
Recommended Strategies — Action Plan
1
Maximize 401(k): Increase from $12K → $23K
Contact HR to adjust withholding immediately. Deadline: Dec 31, 2025.
Annual savings: $4,840 · Reduces AGI, avoids higher bracket
2
Open HSA — Max Contribution $4,150
Open through current employer or direct with Fidelity/Lively. Use for medical expenses tax-free.
Annual savings: $3,860 · Triple tax advantage
3
Claim Home Office Deduction — 180 sq ft
Photograph dedicated space, measure sq footage, calculate % of home. Keep records.
Annual savings: $4,800 · Must be regular & exclusive use
4
Tax-Loss Harvesting — Before Dec 31
3 positions with losses: ARKK (–$14,200), BABA (–$9,800), INTC (–$7,200). Sell and reinvest in similar ETFs after 31 days.
Capital gains offset: $31,200 · Tax savings: $4,680
✉️ Draft: Sarah Johnson
Draft
To:Sarah Johnson <sarah.j@email.com>
From:James Davidson, CPA <james@davidsonaccounting.com>
Subject:Your 2025 Tax Planning Opportunities — $24,300 in Savings Identified
Hi Sarah,
I've completed my review of your 2025 tax documents and I'm excited to share some great news — I've identified 4 strategies that could save you $24,300 per year in taxes.
Here's a quick summary of what I found:
1. Increase 401(k) contributions → Save $4,840/year
You're currently contributing $12,000 but can contribute up to $23,000. This simple change through your HR department could save nearly $5,000 annually.
2. Open an HSA account → Save $3,860/year
Your health plan qualifies and you contributed nothing last year. This is one of the best tax-advantaged accounts available — triple tax benefit.
3. Home Office Deduction → Save $4,800/year
Your home office qualifies based on your remote work setup. We just need to document the square footage.
4. Tax-Loss Harvesting → Offset $31,200 in gains
You have positions in your brokerage account that can offset your capital gains before year-end.
I've attached a full strategy report with step-by-step instructions for each item.
Would you like to schedule a 30-minute call to walk through these together? I'm available this week.
Best regards,
James Davidson, CPA
Davidson Accounting Group
📞 (555) 234-5678
✉️ Draft: Mike ChenDraft
Subject: S-Corp Conversion Opportunity — $38,750 in Annual Tax Savings
To: mike.chen@techco.com
To: mike.chen@techco.com
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James Davidson, CPA
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